To visit most European countries, you will require a Schengen Visa, which allows you to explore 29 European countries hassle-free. Indian passport holders must also provide proof of travel insurance for Schengen Visa. It is, in fact, a mandatory travel document.
This insurance policy is designed to provide coverage for expenses related to your tour, including medical emergencies, baggage, and other unexpected situations. The following lines will help you purchase Schengen travel insurance online smoothly and easily.
Step-by-step Guide to Buy Schengen Travel Insurance Online
To purchase Schengen travel insurance online, you must first select the insurance provider from whom you want to buy the policy.
- Visit the insurer’s official website. Navigate the home page to look for “Schengen Travel Insurance” and click on it.
- A new page will appear on which you have to select your travel type – ”Individual”, “Family”, or “Annual Multi-trip”.
- Next, provide your travel duration, choose “Schengen” as your region, and provide your personal information as required.
- Choose and accept the terms and conditions, and then click on “Check Quote”,
- Provide your trip and personal details and review the terms and conditions of the policy.
- Complete the payment process for buying the travel insurance for the Schengen Visa that you selected. The policy will then be sent to your registered email address.
Tips to Purchase Travel Insurance for Schengen Visa Online
- Assess Coverage Requirements – Assess your trip coverage requirements based on your travel itinerary, total number of passengers, pre-existing conditions, and other travel needs. This will help you find a plan that best meets your requirements.
- Review Exclusions and Inclusions – Apart from the mandatory medical coverage requirement, you must review the exclusions and inclusions of different policies to get travel insurance for a Schengen Visa that aligns with your travel requirements.
- Check Premiums – Since the premiums offered by different insurers vary, you have to compare the premiums of various plans to find the one that fits your allotted budget. The policy should provide medical coverage and other coverage requirements necessary for applying for a Schengen Visa.
- Customisation Option – Several reputable insurance providers offer add-ons to cater to the individual’s specific requirements. This way, you can customise your Schengen travel policy to benefit from customised coverage.
- Examine Claim Process – Select an insurance provider that offers convenience in purchasing, renewing, and raising a claim online. Additionally, check their reviews and customer support services to ensure that the insurer is trustworthy and reputable.
Conclusion
A Schengen travel insurance policy is mandatory for anyone travelling to the Schengen region. You can use the guide mentioned above to select and purchase travel insurance for a Schengen visa online. Always ensure that the insurer is IRDAI-approved and that the policy premium and coverage match your requirements.
