World Nomads Travel Insurance

When it comes to travelling the world, one cannot underestimate the importance of having proper travel insurance. World Nomads Travel Insurance stands out as a reliable and comprehensive option for globetrotters.

In this post, we will explore the various aspects of World Nomads Travel Insurance, including coverage, benefits, and the claims process. Whether you are an adventure seeker, a digital nomad, or simply planning a vacation, this insurance can provide you with peace of mind and financial protection throughout your journey.

What is World Nomads Travel Insurance?

World Nomads Travel Insurance is a comprehensive insurance service tailored for adventurous travellers. Recognized for its flexibility and broad coverage, it caters to a wide range of travel needs, including overseas medical, evacuation, and baggage coverage. What sets World Nomads apart is its focus on including coverage for a variety of adventure activities that are often excluded by traditional insurance policies, making it a go-to choice for backpackers, explorers, and those seeking off-the-beaten-path experiences.

Additionally, it offers 24-hour emergency assistance, giving travellers peace of mind as they embark on their journeys. The insurance is also known for its ease of purchase and claim filing process, appealing to the modern, digitally-savvy traveller.

World Nomads Travel Insurance Plans

World Nomads provides two insurance options for travellers: the Standard Plan and the Explorer Plan. You can compare these options online to see which suits you best. Remember, once your trip starts, you can’t switch plans. However, if you extend your trip, you can purchase additional coverage.

Both plans offer up to $100,000 in emergency medical coverage, plus insurance for trip cancellation, delays, interruptions, baggage, and accidental death. They also provide round-the-clock emergency assistance with a team ready to help in multiple languages, ensuring access to medical services and transportation in urgent situations.

World Nomads Standard Plan 

The Standard Plan is a cost-effective choice, providing essential travel insurance coverage with comparatively lower limits than the Explorer Plan. It includes over 200 activities like dog sledging, glacier walking, and more, though available activities might vary based on where you live.

World Nomads Explorer Plan

The Explorer Plan includes all the Standard Plan features but with higher coverage limits. It also covers nearly 80 additional adventure activities, such as backcountry snowboarding, heli-skiing, and skydiving, expanding the range of experiences for adventurous travellers.

Read More: AAA Travel Insurance

World Nomads Travel Insurance Covers

World Nomad’s travel insurance policies encompass various types of coverage:

  1. Trip Cancellation and Interruption: This insurance reimburses you for non-refundable, prepaid trip expenses if you have to cancel or cut short your trip for reasons like severe weather or illness, injury, or death affecting you, your travel partner, or a close family member.
  2. Emergency Medical Expenses and Evacuation: This coverage assists with hospital bills and medical evacuation costs if you fall ill or get injured during your trip.
  3. Travel Delay: If your trip is postponed for at least six hours due to a specified reason in the policy, travel delay insurance helps with expenses for accommodation, meals, and local transport during the delay.
  4. Baggage: This includes compensation for lost or stolen luggage, excessive damage to baggage, and baggage delays exceeding 12 hours on your outbound journey.
  5. Travel Assistance Services: World Nomads provides 24-hour assistance through Generali Global Assistance’s multilingual travel agents. They can aid in finding a doctor or arranging emergency medical transport and care.

Cost of World Nomads Travel Insurance

The price of travel insurance is influenced by several factors, such as the inclusion of coverage for high-risk destinations or activities. The cost can vary depending on the age and health status of travellers, with particular attention to anyone with pre-existing medical conditions.

World Nomads is recognized for offering affordable travel insurance, particularly considering the extensive range of sports and activities included in its two plans.

Traveler TypeTrip DetailsTrip CostPlan Cost
35-year-old couple7-day trip to Mexico$5,000$135.14
Family of 47-day trip to Mexico$8,000$236.50
65-year-old couple7-day trip to London$7,000$153.16
30-year-old couple3-day trip to London$7,000$153.16

Why do You Need Travel Insurance?

Travel insurance is an essential component of planning any trip, primarily because it provides a safety net against unforeseen circumstances that could otherwise be financially burdensome or stressful. Here’s why you might consider it:

  1. Medical Emergencies: If you fall ill or get injured while travelling, especially abroad, medical treatment can be costly. Travel insurance can cover these expenses, including hospital stays and medical evacuations.
  2. Trip Cancellation or Interruption: Unpredictable events like severe weather, illness, or family emergencies can lead to trip cancellations or interruptions. Travel insurance can reimburse you for pre-paid, non-refundable expenses such as flights and hotel bookings.
  3. Lost or Stolen Baggage: Losing your luggage or having it stolen can disrupt your travel plans. Insurance can cover the cost of replacing the contents of your luggage and any emergency purchases.
  4. Emergency Evacuations: In the event of a natural disaster or political unrest, emergency evacuations can be necessary but expensive. Travel insurance can cover the costs of getting you to a safe location.
  5. Legal Assistance: If legal issues arise while you’re in a foreign country, some travel insurance policies offer legal assistance or advice.
  6. Peace of Mind: Knowing you have insurance to handle unexpected problems can give you peace of mind, letting you enjoy your travels more fully.

Ultimately, travel insurance is about managing risk and ensuring that unforeseen events don’t derail your travel plans or finances. 

Related: How to Choose the Best Car Insurance

How To File a Claim with World Nomads?

Filing a claim with World Nomads is a straightforward process designed to assist travellers in getting reimbursed for unexpected expenses incurred during their trips. World Nomads is a travel insurance provider that offers coverage for a variety of travel-related incidents, including trip cancellations, medical emergencies, lost baggage, and more. To file a claim with World Nomads, follow these steps:

Review Your Policy:

Start by thoroughly reviewing your travel insurance policy documents. Make sure you understand what is covered and any exclusions or limitations that may apply. Knowing your coverage will help you determine if your claim is eligible.

Gather Documentation:

Collect all relevant documents and evidence to support your claim. This may include:

  • Copies of your insurance policy and coverage details.
  • Receipts and invoices for expenses related to the claim.
  • Police report (if applicable, such as for theft or vandalism).
  • Medical records and bills (for medical claims).
  • Proof of travel (such as itineraries, boarding passes, and accommodation reservations).
  • Any other documentation required by your specific claim type.

Contact World Nomads:

Visit the World Nomads website or contact their customer support to initiate the claims process. You may be able to start the process online through their claims portal, or you can call their customer service hotline for assistance. Be prepared to provide your policy number and personal information.

Complete the Claim Form:

World Nomads will provide you with a claim form to fill out. This form will ask for details about your trip, the incident, and the expenses you are claiming. Ensure that you provide accurate and complete information. Attach any supporting documents as required.

Submit Your Claim:

Once you have filled out the claim form and gathered all necessary documents, submit your claim to World Nomads. You can typically submit your claim online through their claims portal or by email. Ensure that you keep copies of all documents for your records.

Follow Up:

After submitting your claim, you may receive a confirmation email or reference number. Use this information to track the status of your claim. World Nomads will review your claim and may contact you for additional information if needed.

Await a Response:

World Nomads will assess your claim based on the information and documentation you provided. They will determine whether your claim is eligible for reimbursement and, if so, the amount you are entitled to receive.

Receive Payment:

If your claim is approved, World Nomads will arrange for the reimbursement of eligible expenses according to your policy terms and conditions. This may involve a direct payment to you or the service provider, depending on the nature of the claim.

Appeal (if necessary):

If your claim is denied or you believe you are entitled to more than what was offered, you may have the option to appeal the decision. Follow World Nomads’ appeal process and provide any additional information or documentation to support your case.

Close the Claim:

Once your claim has been resolved to your satisfaction, confirm the closure of the claim with World Nomads.

The claims process may vary slightly depending on your specific policy and the nature of your claim. It’s essential to read and understand your policy and follow World Nomads’ instructions throughout the claims process to maximize your chances of a successful reimbursement.

Related Read: What Is Insurance Types of Insurance Benefits

Why World Nomads is the Best Travel Insurance?

To be honest, I detest thinking about my belongings when I travel. When it comes to gear, World Nomads provides me with the necessary peace of mind. We followed the correct procedures—filing a police report and submitting our paperwork—when my suitcase was taken in Argentina, and our damages were compensated. Not a scuffle or fuss. It was excellent.

Additionally, their One-Call 24-Hour Assistance Services provide multilingual professionals to assist you in locating a nearby medical facility, dentist, or hospital overseas. They can even set up transportation for you to go there.


  • Having access to both travel medical insurance and complete trip cover
  • Strong coverage against delays (up to 200%) and disruptions (up to $2,000).
  • Five or more people in a group get 10% off.


  • Budget plans with low maximums and daily coverage limits on cancellations and delays
  • High deductibles are possible with medical plans.


World Nomads Travel Insurance offers a comprehensive solution for travellers seeking financial protection and peace of mind. With its extensive coverage, including medical expenses, trip cancellation, baggage protection, and emergency assistance, it ensures that you are prepared for any unforeseen circumstances during your journey. Moreover, the straightforward claims process and additional considerations make World Nomads an excellent choice for both seasoned and first-time travellers. Remember, when it comes to travelling, it is always better to be safe than sorry, and World Nomads Travel Insurance has got your back.

Frequently Asked Questions (FAQs) About World Nomads Travel Insurance

What is World Nomads Travel Insurance, and why should I consider it for my trip?

World Nomads Travel Insurance is a comprehensive travel insurance provider designed for travellers who seek coverage for unexpected events during their journeys. It offers protection against various travel-related risks, including trip cancellations, medical emergencies, baggage loss, and more. Travellers should consider it to ensure they have financial security and support in case of unforeseen incidents while travelling.

How do I purchase a World Nomads Travel Insurance policy?

You can easily purchase a World Nomads policy online through their website. Simply enter your trip details, choose your coverage options, and complete the payment process. It’s a convenient and straightforward process that can be done before your trip begins.

What types of coverage does World Nomads offer?

World Nomads provides a range of coverage options, including trip cancellation/interruption, emergency medical and dental coverage, baggage loss/delay, emergency evacuation, and more. They offer different plans to cater to various travel needs, so you can customize your coverage to suit your specific trip.

Is World Nomads Travel Insurance suitable for adventure or extreme sports travel?

Yes, World Nomads is known for its coverage of adventure and extreme sports activities. They offer optional coverage for a wide range of adventurous pursuits, making it a suitable choice for travellers seeking adventure while staying protected.

Can I purchase World Nomads Travel Insurance after I’ve already started my trip?

In most cases, World Nomads recommends purchasing your insurance before your trip begins. However, you may be able to purchase coverage during your trip in some situations. Keep in mind that coverage may be limited if you wait until after your trip has started.

What should I do if I need to file a claim with World Nomads?

If you need to file a claim, start by contacting World Nomads through their claims portal or customer support. Fill out the necessary claim forms and provide all relevant documentation to support your claim. Follow their instructions throughout the claims process for a smooth experience.

Are there any exclusions or limitations to World Nomads Travel Insurance policies?

Yes, like any insurance policy, World Nomads has certain exclusions and limitations. These can vary depending on the specific policy and coverage options you choose. It’s crucial to carefully read your policy documents to understand what is and isn’t covered. Common exclusions may include pre-existing medical conditions, high-risk activities without optional coverage, and travel to countries under certain government travel advisories.